Navigator · InfrastructureFINTECH NAVIGATOR / INFRASTRUCTURE
INFRASTRUCTURELICENSED
SIMAH
The Saudi credit bureau. Any lending or BNPL model depends on its data — and the January 2026 affordability rule made that dependency mandatory rather than optional.
1 ACTIVITYSCOPE
2002SINCE
ACTIVITIES CLEARED FOR
Credit information
WHY THERE IS NO ACTIVITY LIST
HOW TO ENGAGE
1 ROUTECommercial teams handle onboarding; technical integration runs in parallel through a sandbox or test environment.
Technical integration
Connecting to rails, identity, or core systems. Usually contract first, certification second, production third.
WHAT YOU WILL BE ASKED FOR
- A licensed entity or a sponsoring licensed partner
- Technical certification against the provider’s specification
- Security and data handling review
VIA THE PROVIDER’S COMMERCIAL TEAM · TYPICAL TIMEFRAME 1–4 MONTHS