Navigator · InfrastructureFINTECH NAVIGATOR / INFRASTRUCTURE
INFRASTRUCTURENO LICENCE REQUIRED

Saudi Payments

SAMA subsidiary operating mada and the national payment rails. The large majority of Saudi card volume routes through mada — integrating it is not optional. mada e-commerce spend grew 72% year on year in mid-2025.

2 ACTIVITIESSCOPE
2018SINCE

ACTIVITIES CLEARED FOR

Payments & acquiringDigital wallets

WHY THERE IS NO ACTIVITY LIST

HOW TO ENGAGE

1 ROUTE

Commercial teams handle onboarding; technical integration runs in parallel through a sandbox or test environment.

INTEGRATION

Technical integration

Connecting to rails, identity, or core systems. Usually contract first, certification second, production third.

WHAT YOU WILL BE ASKED FOR

  • A licensed entity or a sponsoring licensed partner
  • Technical certification against the provider’s specification
  • Security and data handling review

VIA THE PROVIDER’S COMMERCIAL TEAM · TYPICAL TIMEFRAME 1–4 MONTHS