Navigator · InfrastructureFINTECH NAVIGATOR / INFRASTRUCTURE
INFRASTRUCTURENO LICENCE REQUIRED

Elm (Nafath)

Operates the national digital identity verification used for onboarding across the sector. The September 2026 liveness standard lands directly on flows built around it.

1 ACTIVITYSCOPE
1988SINCE

ACTIVITIES CLEARED FOR

eKYC & identity

WHY THERE IS NO ACTIVITY LIST

HOW TO ENGAGE

1 ROUTE

Commercial teams handle onboarding; technical integration runs in parallel through a sandbox or test environment.

INTEGRATION

Technical integration

Connecting to rails, identity, or core systems. Usually contract first, certification second, production third.

WHAT YOU WILL BE ASKED FOR

  • A licensed entity or a sponsoring licensed partner
  • Technical certification against the provider’s specification
  • Security and data handling review

VIA THE PROVIDER’S COMMERCIAL TEAM · TYPICAL TIMEFRAME 1–4 MONTHS

Elm (Nafath) · ALFIA — Build What Comes Next